Financial Services

Unlike most businesses where the P&L drives the balance sheet, in financial services the balance sheet drives the P&L. Interest income is the principal revenue source driven by loan assets such as real estate and commercial loans with varying interest rates. Interest expense, driven by deposits and other borrowings, offsets interest income on the P&L to derive a net interest line, also known as margin.

Alight Planning uniquely handles complex banking models at any level of loan or deposit type, easily implementing industry concepts and drivers such as interest rates, growth and runoff, points, carryover balances and the like.

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